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| HOME LOANS |
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| CAN I GET MY HOUSE FINANCED? |
| Yes. All the projects by Hriday Developers hold clear titles and are approved by all leading banks and financial institutions. |
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| HOW MUCH LOAN CAN I AVAIL? |
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| You can avail a maximum loan of 80% of the agreement value. However, your loan amount may differ as per your income eligibility as appraised by the bank. All loans are at sole discretion of the bank. |
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| WHAT IS THE TERM FOR LOAN OFFERED BY THE BANKS? |
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| Banks and financial institutions usually offer loans for a term of 10-25 years. |
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| WHAT ARE THE DOCUMENTS REQUIRED FOR AVAILING HOME LOAN? |
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| Basic documents: |
- Completely filled application form with photograph
- Photo-identity proof
- Residence address proof
- Signature verification proof
- Age proof
- Fee cheque
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| For salaried applicants: |
- Salary slip of past 3 months
- Form no. 16
- Repayment track record of existing loans or loan closure letter
- Bank statement for past 6 months from salary account
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| For self-employed applicants: |
- A brief introduction of your business/profession
- Photo-identity proof, residence address proof, signature verification statement for all chief business partners/directors
- Repayment track record of existing loans or loan closure letter
- Board resolution in case of a company
- Proof of existence of the company
- Office address proof
- Income Tax Return / Computation of Total Income / Auditor's Report / Balance Sheet / Profit & Loss
- Account certified by Chartered Accountant for past 2 years (business and personal accounts of partners/directors)
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